Looking for quotes for motorcycle insurance online is easy these days. We’re bombarded with advertisements for online motorcycle insurance companies and their rates on television, radio, and newspapers. But can you trust these claims?
You’ve probably heard this claim: “Only a handful of companies offer cheap quotes. Everyone else is selling the same policy at a higher price.” Or: “Buying online saves you time, money, and energy because it’s so easy.” Well, maybe, but how do you know which company is the best and which ones are just trying to sell you the latest and greatest policy?
There are two different ways to get your motorcycle insurance quotes for motorcycle insurance online. One way is to go directly to a website that compiles quotes from many different companies. This is the easiest way to go and it’s definitely the fastest.
The other way is to use a number comparison site. A number comparison site will allow you to enter in the different values (like the state you live in, the year, etc.) and let you see what the quotes for motorcycle insurance would be for those values. This way, you know how much coverage you need to buy and what your cost would be for that coverage.
If you have a new model of motorcycle, it’s a good idea to go to a dealership and see if they offer any specials on your age. For example, a discount would be offered to you for having a new bike for three years or more. These discounts are typically offered to help pay for the expense of maintaining the bike and also to give you a loan against the bike.
If you buy an older model motorcycle, remember that most motorcycle insurance companies won’t offer discounts on that model anymore. So your best bet is to keep your motorcycle within the same age bracket as you were when you bought it. This will give you a good discount.
Ask about specific models that are no longer available to purchase. Maybe you can still find them on the used market, if you look hard enough. You can also find a great deal by shopping around and comparing quotes from many different companies.
So you can see that it’s okay to look for the cheapest quote if you want a cheap bike. If you know the average age of the bike you’re looking for, then you can save even more money by making sure you shop around.